As a member of our pension fund, you are required to pay contributions. By paying contributions you acquire entitlements to a retirement pension and any disability pension. If the statutory requirements are met, we provide subsidies for rehabilitation measures and we grant your relatives a survivor’s pension in the event of your death.

There are no waiting times in our pension fund. You can enjoy full insurance cover from the very first premium on.

In principle, the standard contribution is to be paid. It corresponds to the respective maximum contribution of the statutory pension insurance. In 2024 it is € 1,404.30 per month. In certain situations, the mandatory contribution may add up to a lower standard contribution.

The amount of your compulsory contribution depends on your activity:

Important! Pensions are a part of income and are therefore generally taxable. In return, the legislature encourages expenses that you pay for your retirement benefits. Your contributions to the pension scheme are tax-deductible up to certain maximum limits as pension expenses (single: € 27,566 / married couple € 55,132 if assessed together). The maximum amount of tax deductibility will continue to increase in the coming years. In order to secure your standard of living in old age and avoid gaps in pension provision, we recommend you to use the tax savings for additional voluntary contributions. This is attractive: top-up contributions as well as contributions to voluntary additional insurance are tax-deductible as pension expenses, too. You don’t have to commit yourself long term.You can stop the additional contribution payment at any time with effect for the future or change the amount.

It is the easiest way if you use the SEPA direct debit procedure. We will debit the contributions to be paid from your bank account in the second half of every month. Simply fill out and sign the form (download below) for issuing the SEPA direct debit mandate and return it to us.